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We're at the Canadian Credit Union Association's 2025 Convention in Halifax May 11-14. Come meet us!

Capital in motion, progress that counts.

Loan growth is slowing. Margins are thinning. And idle capital doesn't serve your members. Approval Pathway helps credit unions deploy dollars faster to fund more local businesses and build stronger communities.
Approval Pathway in action

Three strategic ways to unlock lending performance.

Used by top credit unions to move capital, focus teams, and reduce risk.

Capital efficiency

Canadian credit union loan growth has slowed significantly since 2022. Your members' dollars need to move faster. We remove workflow bottlenecks with one clean pipeline that moves capital and grows loan portfolios.

Pipeline intelligence

Operating costs are high so lending teams can't afford wasted time. Our system screens every deal up front so your team focuses on fundable opportunities and high-value work, not admin grind.

Risk & compliance control

Credit risk is rising and regulators are watching. Speed shouldn't add exposure. We embed PIPEDA-secure workflows and audit-ready data from day one to help you scale safely.

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Email isn't a loan origination system.

Applications stranded in inboxes stall growth and hurt member experience. We capture every doc and detail at the front door, organize it in one secure dashboard, and enable approvals in hours - not weeks.

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Better applications. Skip the detective work.

Our system evaluates every submission for fit, flags gaps instantly, and keeps the duds out of your pipeline so your team can focus on strong opportunities - zero detective work required.

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When regulators look close, you'll shine bright.

Sensitive borrower data lives in a secure, PIPEDA compliant vault with immutable audit trails. Examiners get the reports they need when they need them, taking you from audit stress to audit strength.

Moving the right needles

Credit unions piloting Approval Pathway see three early wins: faster first touch-to-decision times, less idle cash on the books, and a clear uptick in member satisfaction. Ready to model the impact on your own portfolio?


Member experience

Decision time

Idle capital

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Be part of bigger deals, together.

Handle bigger deals without bigger headaches. We make collaboration easy. Invite trusted credit union partners with one click, share securely, and keep more business in the cooperative system.

Your capital efficiency breakthrough starts here

Book a 30-minute demo and see how quickly your idle capital can become fully deployed loans - without adding headcount or risk.